GORDON PHILLIPS IS NOT A LICENSED FINANCIAL PLANNER OR ADVISOR AND DOES NOT OFFER INDIVIDUALIZED TRADING, INVESTING, TAX OR OTHER FINANCIAL ADVICE OR MANAGEMENT SERVICES. GORDON SERVES AS A TEACHER AND CONSULTANT TO EDUCATE THE PUBLIC IN VARIOUS ASPECTS OF PERSONAL AND BUSINESS FINANCE. GORDON REPRESENTS VARIOUS PROVIDERS WHOSE SERVICES HE DEEMS TO BE OF GREAT VALUE TO FAMILIES AND SMALL BUSINESSES, AND HE MAY RECEIVE AFFILIATE FEES WHEN HE DIRECTS YOU TO THESE PROVIDERS. FINANCIAL INVESTMENTS AND TRADES ARE INHERENTLY RISKY AND CAN RESULT IN SIGNIFICANT FINANCIAL LOSS. GORDON ENCOURAGES ALL USERS OF HIS SERVICES TO CONSULT THEIR OWN QUALIFIED FINANCIAL PROFESSIONALS REGARDING YOUR PERSONAL SITUATION AND ANY PARTICULAR INVESTMENT OR TRADE. ALL EXAMPLES, ILLUSTRATIONS, EDUCATIONAL INFORMATION, MEDIA OR MATERIALS ARE FOR INFORMATIONAL, EDUCATIONAL, RESEARCH AND/OR CUSTOMER SERVICE PURPOSES ONLY AND ARE MADE AVAILABLE "AS IS". YOU SHOULD NOT TREAT ANY OPINION OR EXAMPLE, NOR ANY OF THE SERVICES OR RELATED COMMUNICATIONS, PRODUCTS, SERVICES, OR EVENTS ON THIS WEBSITE AS A SPECIFIC INDUCEMENT TO MAKE A PARTICULAR FINANCIAL INVESTMENT OR TRADE, OR TO FOLLOW A PARTICULAR FINANCIAL INVESTMENT OR TRADING STRATEGY. NEVER INVEST WITH FUNDS THAT YOU CANNOT LOSE AND LIVE COMFORTABLY WITHOUT. NO REPRESENTATION, WARRANTY OR GUARANTEE IS BEING MADE THAT ANY FINANCIAL RESULT WILL OR IS LIKELY TO BE ACHIEVED BY USERS OF OUR SERVICES. PAST PERFORMANCE IS NEVER A GUARANTEE OF FUTURE RESULTS. BY USING THIS WEBSITE YOU AGREE TO ASSUME 100% RESPONSIBILITY FOR ANY FINANCIAL DECISIONS THAT YOU MAY MAKE. NEVER UNDER ANY CIRCUMSTANCES MAKE ANY DECISIONS REGARDING YOUR HEALTH OR WEALTH WITHOUT FIRST CONSULTING WITH A FULLY LICENSED ADVISOR.